Access to and use of this website and the products and services available through this website are subject to the following terms and conditions. Please read these terms and conditions carefully before using the website.
By accessing the site you agree to be legally bound by these terms and conditions and any disclaimers. If you do not agree to be bound by these terms and conditions please do not use this site.
Please be aware that we may update our Terms and conditions from time to time, you should therefore check this page regularly for updated terms and conditions. The bottom of the page will always state the date of the last update.
This website is intended for personal, non-commercial, use by residents of the United Kingdom only, and is not for use by residents of any other jurisdiction.
This website is designed to be entered from the home page. If you access the site through another website you may not see some important information which is relevant to the products or services being offered. Before purchasing any products or services on this site you will be referred to certain pages which contain additional product, regulatory, or legal information. You are advised to read these pages and should you have any questions contact us.
We retain the right to; modify or withdraw, temporarily or permanently, the information, material and content provided in the pages of this website, at any time without notice.
Any interference or entry to the website with intent to corrupt, damage or deny service from the website or for other commercial benefit will be taken seriously and we will pursue such action as is necessary to protect the website from any such activities.
You acknowledge that damages may not be an adequate remedy for any infringement and that we are entitled to the remedies of injunction, specific performance, an order to deliver up any materials which infringe our trademarks, copyrights or intellectual property rights, and any other statutory or equitable relief for any threatened or actual infringement and that no proof of special damages is necessary for reliance on such remedies.
At Cover Direct we look after your details carefully and are committed to protecting your privacy. Our privacy policy which sets out how we will use your information can be found at Privacy Policy.
By using this website you are consenting to the processing of your information as described in the Privacy policy.
The information and content of this website does not constitute an offer by us to sell products and services to anyone who wishes to purchase. We retain the right to accept or reject any request to purchase the products or services on this website, and that any purchase will be subject to the term and conditions and disclaimers of that product or service.
The information and descriptions on the website of our products and services may not be the complete description of all terms, conditions, and exclusions relating to those products and services. If you apply for any product or service detailed on the website you should read the Terms of Business Agreements for the home insurance products available on this site.
In the event of any contradiction between these conditions of use and the specific product of service terms and conditions, the latter shall prevail. Complete details will always be included in your schedule of cover, policy documents and/or conditions of purchase issued to you.
It is your responsibility to ensure that you have sufficient funds to cover the cost of any product or service that you purchase.
Whilst we have taken reasonable steps to ensure the accuracy, currency, availability, correctness and completeness of the information contained on the website, information is provided on an "as is", "as available" basis and we do not give or make any warranty or representation of any kind, whether express or implied. The use of the website is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on the website to the maximum extent permitted by law.
We do not represent or warrant that the website will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.
We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.
Where we provide hypertext links to other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked to or linking to this Site. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking.
Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software.
No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Site.
The owner of this site is UKAIS Limited trading as Cover Direct Insurance Services.
All copyright, trademarks, logos, designs, graphical and text arrangements, information, database rights and any other intellectual property rights in all content and material on this website are owned by UKAIS Limited or by a third party who has given us permission to use them.
You may imprint, copy, download or temporarily store extracts from this website fro your personal information or when you use our products or services. You are not permitted to alter, manipulate, reverse engineer, disassemble, create derivative works, publish, distribute, or otherwise reproduce, in any format any of the content or material on this website, nor may you use any such content in connection with any commercial enterprise without our prior written permission.
You may link to our home page, provided that you have our prior written permission and you do so in a way which is fair and legal and does not damage our reputation or take advantage of it. You may not establish a link in such a way as to suggest any form of endorsement, association or approval where none exists.
You must not establish a link from any website that is not owned by you.
>This website must not be framed, nor may you use part of this website, nor create a link to any part of this website other than the homepage without our prior written permission. We reserve the right to withdraw any linking permissions without notice.
The Terms are governed by and interpreted in accordance with the laws of England and Wales and the courts of the above jurisdiction will have exclusive jurisdiction in respect of any dispute, which may arise.
Cover Direct Insurance Services is a trading name of UKAIS Limited. We are registered in England No 2613429 and our registered address is Prospect House, Gordon Banks Drive, Trentham Lakes North, Stoke-on-Trent ST4 4TW. We are authorised and regulated by the Financial Services Authority ("FSA") and our registration number is 307223.
Terms and conditions last reviewed and updated 12th June 2011.
