Home Insurance

Moving home?

Tips on moving Home

When purchasing a new home your mortgage provider will insist that you have adequate home insurance.

Ask Cover Direct for a home insurance quote so you have peace of mind.

Moving home can be very stressful, especially if you are moving some distance away. Here are a few tips to help your move to go as smoothly as possible:

Before you start:

Contents Insurance

Ensure you have contents insurance so you are covered for potential breakages. Cover Direct offers contents insurance cover so ask for a contents insurance quote today.

You don't need to leave everything until the 'moving day', consider what you don't need to take with you, what will need packing, and if you are covered for potential breakages. Some insurers will only cover them if professional removers are used.

• Make a priority packing list
• Take some time to sift through your belongings and have a clear-out
• Calculate how many boxes you will need and get these well in advance
• Don't completely fill large boxes, as these may be difficult to carry
• Use sturdy packing boxes, particularly for heavier items, boxes made out of corrugated cardboard are stronger than regular ones
• Check that your contents insurance will cover damage and breakages. Some insurers may only cover you for damage and/or breakages if contents accidental damage cover has been taken and if you use a professional removal company
• Put all hazardous materials, such as paint and bleach into a separate box and keep them away from the rest of your belongings
• Start early, packing always takes longer than expected
• Begin at the top of the house and work downwards. If you have an attic, it's wise to start to empty this before you start packing the rest of the rooms
• Pack one room at a time, clearly labelling each box with details of its contents and the room it belongs to
• Keep all boxes together for each room, this saves time when unpacking
• Wrap items individually and place in a box that has been lined with several layers of newspaper and a sheet of bubble wrap. Use clean tissue or wrapping paper for the first layer to prevent leaving newspaper prints
• Pack important documents together, such as birth and marriage certificates, and keep them in a safe place.

Contents Insurance Cover

Check that your contents insurance cover, insures you for any damage to your belongings either caused by professional removal companies or you if you decide to move your belongings yourself.

D I Y removals:

If you're moving your belongings yourself, make sure you advise Cover Direct of your new address and check whether your contents insurance covers you for damage and/or breakages whilst moving.

Professional removal companies:

Unless you have very few possessions, it would make life more easy to hire professionals to help you move home, and will ease some of the stress of the move. You will have the option to arrange for it all to be done for you or you can pack items yourself but leave the heavy objects to the experts.

Checklist:

• Hire a removal company at least two weeks before you move
• Use a removal company who is a member of the British Association of Removers
• Get at least three quotes before deciding which one to use
• Check if the company offers a discount on a weekday
• Check fine print in your moving documents
• Make a list of your possessions so you can check that nothing will be left behind
• Give clear instructions and directions to your new home
• Arrange a parking space for the removal van
• Always advise the removal firm well in advance of pieces of furniture which won't go through the door
• Make a plan of where the furniture needs to go in your new home

Cheap Contents Insurance

To make your move go smoothly ask Cover Direct for a cheap contents insurance quote now.