Van Insurance Optional Extras
Motor Protection Plan - £23.50
What is Motor Protection Plan?
The Cover Direct Motor Protection Plan has been developed to provide you with additional legal protection. Motor Protection Plan is a low-cost insurance policy which safeguards you against the effects of uninsured losses as a result of an accident that wasn't your fault.
Why do I need this extra insurance?
Unfortunately, your current motor insurance policy may not cover you for some additional losses you could incur, such as policy excess or medical expenses (even if the accident is not your own fault).
Who is the insurer?
The policy is underwritten by Allianz Insurance plc, one of the leading UK legal expenses providers.
What help do I get?
Help is at hand from Allianz Insurance plc who have a team of experienced claims specialists to help seek compensation for these losses. It is your legal right to pursue compensation from the guilty party and, with legal expenses insurance up to £50,000 per claim, you can do this without being out of pocket.
What costs may be pursued?
- Personal injury to the insured
- Loss or damage to personal property
- Loss of earnings
- Medical expenses
- Policy excess under comprehensive insurance
What else does it cover me for?
Motor Protection Plan includes a number of benefits in addition to uninsured loss recovery:
- Credit repair - With third party insurance, if you have an accident that is not your fault, Motor Protection Plan can arrange for repairs to be done to your vehicle immediately, at no cost to yourself. This means you don't have to wait until the other driver's insurance has been sorted out before your own vehicle is repaired.
Payment Protection Insurance - £15.00
If you want to pay by instalments, wouldn't it be a relief to know that your insurance payments will be taken care of should you lose your job through no fault of your own, or encounter the misfortune of contracting an illness or disability which prevents you from working?
Safeguard your peace of mind in the event of:
- Disability
- Illness
- Unemployment/ redundancy
- Going out of business if you are self employed.
Usual exclusions or limitations:
- Maximum 12 payments from when job seekers allowance is claimed
- Must have been in full time employment for a minimum of 6 months prior to unemployment occurring
- If self employed the company must have ceased to trade
- There is no cover for pre-existing medical conditions/disabilities
- Maximum 12 payments for disability benefit from the first date a doctor confirms the client is disabled
- If you become unemployed within the first 90 days following the start date of this insurance
- Will not provide cover in the event of; self-inflicted injury, stress or pregnancy-related illness.
You can protect yourself against the worry of how you would pay for your insurance policy if the unexpected happens for just £15 a year.